Classic car coverage you can count on
Since 1984, Hagerty has offered protection for the cars people love to drive. So whether you call it a classic, a collector, antique or vintage, or simply your “fun car”—we protect it.
Quote today, drive today
Need collector car coverage fast? Quotes from Hagerty are ready in 5 minutes or less and you can get insurance in as little as 15 minutes.**
Protect your car for what it’s worth
Using industry-leading valuation tools, Hagerty helps determine the true value of your classic or collector car up front and in the event of a covered total loss, you’ll be paid that amount. Guaranteed.
Standard auto insurers typically offer stated value policies which pay out based on used car values (which depreciate) as opposed to the collector car market (which can see values rise over time). Make sure you’re getting proper protection with Hagerty.
The Hagerty difference
We believe cars are meant to be driven. Take your car to work on a nice day, go on a road trip—as long as it’s not being used as a daily driver, you can use your car how you like.
01.
Pay less, get more
Save 27% on average when switching from standard auto insurance***
02.
2.67 million
Protected classics - more than any other insurer
03.
A claims team you can count on
Our claims team is full of automotive experts who understand collector car repair
04.
Protection for more than just classics
The age of a car doesn’t matter as much as how you use it
Questions? We've got answers
We protect all kinds of classic cars, boats, trucks, motorcycles, and more modern collectible vehicles. We also protect race cars, tractors, military vehicles, and retired commercial vehicles. Basically, if it isn't a vehicle you drive for your everyday transport, Hagerty can protect it.
We understand your car is a prized passion and will be driven with great caution, so premiums are adjusted accordingly – 27% lower on average than daily driver insurance. With a daily driver insurance policy, your classic may be rated like a regular-use vehicle, and you'll be charged as if you were driving the vehicle every day.
Yes. In the event of a claim with a policy through Hagerty, you get to choose the repair shop you want to fix your vehicle. You can even repair the vehicle yourself should you desire.
Get a real-time insurance quote.
*Less any deductible and/or salvage value, if retained by you. Guaranteed Value includes all taxes and fees unless prohibited by state law. **Figure based upon US direct to consumer site analytics data collected by Hagerty, between 6/24/2024 and 7/28/2025, on single car quotes and applications. ***Figure based upon 2022 consumer data collected by Hagerty on single car quotes, with premiums $5000 and under, from several daily driver (or “Everyday”) auto insurance carriers. Policies underwritten by Essentia Insurance Company. Some coverage not available in all jurisdictions. This is a general description of coverage. All coverage subject to policy provisions, exclusions, and endorsements. Hagerty determines final risk acceptance. Occasional pleasure use does not mean use for daily driving to and from work or school, routine shopping, etc. Hagerty is a registered trademark of The Hagerty Group LLC, ©2026 The Hagerty Group, LLC. All Rights Reserved. The Hagerty Group, LLC is a subsidiary of Hagerty, Inc.